Mobile Payments
5 Feb
Consumers believe that mobile payments made are safer than online credit cards,as per a recent study conducted. The study compared the online habits of credit card users to the mobile spending habits. The research also shows, consumers are becoming wary of using their credit cards online. The research was conducted between September and December and sampled 2,000 consumers in the United States.
25% consumers believe that mobile payments made through a carrier is safer than online credit cards,as per a recent study conducted.
Ninety-five percent of users surveyed had a mobile phone, and 36 percent of them have used their devices to buy.
58 percent of consumers chose a wireless bill as their preferred way of making payments.
Similarly, 22 percent of consumers said that they would pick a landline or broadband bill as the way to make a payment.
Consumers with the greatest intent for making mobile payments raked in:
25 percent of users who have used mobile payments bought digital entertainment, apparel or a travel item. One in three of consumers who used mobile payments used them to buy tickets.
79 percent of respondents surveyed said they would be more willing to purchase more online if they felt it was safer.
The study also looked at why consumers may be uncomfortable giving out their payment information.
Thirty-two percent of consumers are afraid that their information will be caught by a third party when entering their credit card information via mobile.
Fifty-one percent of consumers are worried that their information will be gained access by unauthorized parties if it is stored.
Similarly, 54 percent of users are afraid that their information will be sold to other merchants.
Thirty-eight percent of users surveyed said that they do not like the idea of giving information online to parties.
Mobile payment is a revolutionary service that enables anyone to accept credit cards anywhere. Its offers an easy to use, free credit card reader that plugs into a phone or iPad. There is no extra equipment, complicated contracts, monthly fees or merchant account required. It is a delight for merchants who are always on the go to do not have a way to accept credit cards from their customers.
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